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Home Loans

Whether you're buying your first home, your next home or an investment property, ANZ offers a wide range of home and investment loans to suit your needs. That’s why we just reclaimed the title of Home Lender of the Year. The 11th time we’ve won it. This year, the award recognises the range of home loan options we offer our customers, including the ability to make extra repayments** to pay off your home sooner, a redraw facility to renovate or invest, the option of fixing all or part of the loan^, plus the choice of having interest only payments~ or an offset account. With all these features it’s no wonder we’ve won – again.

Buying your first home

Buying your first home

Buying your first home could be the biggest purchase you make. Make sure you get it right.

Investing in property

Investing in property

ANZ knows that investors' circumstances differ. We can help you achieve your investment goals.

Refinancing your loan

Refinancing your loan

Does your home loan suit your lifestyle? Not happy with your bank? Consider refinancing.

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Existing ANZ customers

** For all ANZ Fixed Rate loans, this is limited to (5% of the loan amount at the start of the current fixed rate period, up to a maximum of $5,000) each year of the fixed rate period. For Variable Rate loans, a Deferred Establishment Fee may be incurred if the loan is fully repaid or refinanced to another institution within the first four years.
^ An early repayment cost may be incurred if, during the fixed rate period, the additional repayment limit is exceeded, the loan is fully repaid or refinanced, or ANZ agrees to change the interest rate.
~ Interest-only terms of up to 10 years available subject to approval. Many of ANZ’s Home Loans were awarded CANNEX mortgage star ratings in 2008, 2009 and 2010. CANNEX Money magazine’s Home Lender of the Year 2010, 2008, 2007, 2006 and 2005. CANNEX Personal Investor magazine’s Home Lender of the Year 2005, 2004, 2002, 2001, 2000 and 1999.