Existing ANZ Account Holders

• Existing ANZ cardholder centre
• Offers for existing ANZ cardholders
• How to...
• Forms

Current Offers

• 2.9% p.a. on balance transfers for the first 12 months

Quicklinks

• Resume saved application
• Eligibility criteria
• Interest rates
• Fees and charges
• How to apply
• ANZ Frequent Flyer Rewards
• Cashback and shopping rewards
• General merchandise rewards
• Approach to Fees (PDF 16kB)

Calculators and Product Selectors

• Balance transfer savings calculator
• Credit card comparison table
• Card selector wizard

Contact Details

• General enquiries
  13 22 73
• Lost or stolen cards
  1800 033 844
• Activate your card
  1800 652 033
• View all contact numbers

Low annual fee

Frequent flyer and rewards credit cards

Platinum card

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Looking for a business card? 

Try the ANZ Business One Visa credit card.

Don't want to apply online? It's easy, simply call us on 13 33 33 or visit any ANZ branch.

Terms and conditions available on application. Fees and charges apply.

1. The standard variable interest rate is 18.99% p.a. on purchases and 20.74% p.a. on cash advances for ANZ First Visa, 18.99% p.a. on purchases and 20.74% p.a. on cash advances for ANZ Gold, 19.49% p.a. on purchases and 20.74% p.a. on cash advances for ANZ Frequent Flyer, 19.49% p.a. on purchases and 20.74% p.a. on cash advances for ANZ Frequent Flyer Gold, 19.49% p.a. on purchases and 20.74% p.a. on cash advances for ANZ Frequent Flyer Platinum, 13.24% p.a. on purchases and 21.49% p.a. on cash advances for ANZ Low Rate MasterCard, 14.24% p.a. on purchases and 21.49% p.a. on cash advances for ANZ Balance Visa, 19.49% p.a. on purchases and 20.74% p.a. on cash advances for ANZ Rewards and 19.49% p.a. on purchases and 20.74% p.a. on cash advances for ANZ Rewards Gold. These rates are current as at Friday, 3 September 2010 and are subject to change.

2. Offer only available to applicants who apply for a new ANZ credit card by 25 September 2010. Not available when you transfer from an existing ANZ credit card. The balance transfer must be completed at the time of applying for or, at the time of activating your new ANZ credit card. The balance transfer interest rate reverts to the standard variable interest rate applicable to purchases on your card after 12 months from the date the card is approved and any balances that remain unpaid at the end of this period will become subject to the standard variable rate for purchases. Interest accrues on balance transfers from the date the transfer is processed by ANZ. Terms and conditions apply to balance transfers (please call 13 13 14 for a copy).

3. Reward Points and Bonus Reward Points accrue in accordance with the ANZ Rewards – Rewards Program Terms and Conditions (PDF 563kB) (please call 13 13 14 for a copy). Purchases exclude cash and cash equivalent transactions. This Reward Points information displayed on this page applies to new customers only. Existing customers may be subject to a different Reward Points earn rate on both their ANZ Rewards American Express card and/or ANZ Rewards Visa card. Existing customers should call 13 22 73 for information regarding the Reward Points earn rate that applies to their account.

4. Points and Bonus Points accrue in accordance with the ANZ Frequent Flyer Reward Terms and Conditions (please call 13 13 14 for a copy). Purchases exclude cash and cash equivalent transactions. An Account Holder must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Frequent Flyer points. A joining fee applies. Membership of the Qantas Frequent Flyer program is subject to the Terms and Conditions of the Qantas Frequent Flyer program. This Points information displayed on this page applies to new customers only. Existing customers may be subject to a different Points earn rate on both their ANZ Frequent Flyer American Express credit card and/or ANZ Frequent Flyer Visa credit card. Existing customers should call 13 22 73 for information regarding the Points earn rate that applies to their account.

5. $200 excess fee may apply. Overseas Travel and Medical Insurance is underwritten by American Home Assurance Company trading as AIG Australia (ABN 67 007 483 267). Terms and conditions apply. For more information, please call 13 13 14. To be eligible for ANZ Overseas Travel and Medical Insurance, you must be a permanent resident of Australia, pay at least $250 worth of your overseas travel arrangements using your ANZ Gold, or ANZ Frequent Flyer Platinum, prior to departing Australia, have a return ticket to Australia within four months of departure (or for ANZ Frequent Flyer Platinum, within six months of departure) and be under 80 years of age.

6. 90-day Purchase Security Insurance is underwritten by Zurich Australian Insurance Limited. Terms and conditions apply. For more information please call 13 13 14.

7. Interest free days do not apply if you do not pay your Closing Balance (which includes any outstanding balance transfers, cash advances, purchases and Promotional Plans) in full by the due date each month.  Payments to your account are applied in the order set out in the ANZ Credit Cards Conditions of Use.

8. Extended Warranty is underwritten by Zurich Australian Insurance Limited. Terms and conditions apply. For more information please call 13 13 14.

American Express is a registered trademark of American Express. ANZ American Express cards are issued by Australia and New Zealand Banking Group Limited (ANZ) pursuant to a license from American Express.

Get more from your everyday bank account with ANZ Access Visa Debit

Don't want to apply online? 

It's easy, simply call us on 13 33 33 from 8.00am to 8.00pm (AEST) Monday to Friday, or visit any ANZ branch.    

Fees and charges apply. Please refer to ANZ Personal Banking Account Fees and Charges (PDF 112kB) for fees and charges that apply.

Eligibility criteria apply to issue of ANZ Access Visa Debit card.

™ ANZ Falcon is a trademark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Falcon is a trademark of Fair Isaac Corporation (DUNS) ABN 074 664 715. ANZ's colour blue is a trademark of ANZ.