Savings accounts - Accounts

Savings accounts

Whatever you are saving for, be it goal-oriented or just for a rainy day – you could find an account to suit your needs.

Flexible ways to save

Goal – orientated savings

Easy access savings

Choose from a range of savings accounts that allow you to withdraw your funds at any time for easy, convenient banking.

ANZ Online Saver

No minimum balance, easy access to your money and competitive interest rates: ANZ Online Saver is the convenient way to save. Easy access to your money¹ when transferred to your linked ANZ everyday account via ANZ Internet Banking and Phone Banking.

ANZ V2 Plus

Receive interest on your savings and easy access to your funds. Open an ANZ V2 PLUS account and you too could start enjoying these benefits.

ANZ Premium Cash Management Account

Could be the perfect place to park your funds while you're between investments. With easy access to your money you will be ready to invest as soon as your next investment opportunity arises. Plus you could earn tiered interest while you make up your mind.

Saving towards a goal

When you have something specific in mind to save for it often helps to have a goal-oriented savings plan.

SmartyPig

A fun and social way to save towards your goal². Create your own saving social network, invite friends and family to contribute to your goal, watch your savings grow and receive value boosts.

ANZ Progress Saver

A savings account with branch access³, that can help you achieve your saving goals with bonus interest⁴. ANZ Progress Saver could also be ideal as a child's bank account.

ANZ First Home Saver Account

Could be a tax effective way for Australians to save for their first home through a combination of government contributions and interest paid on savings⁵.

Compare all ANZ savings accounts to see which account could best suit your needs.

Don't want to apply online?

Telephone icon Call 1800 008 177 from 8.00am to 8.00pm (AEST) Monday to Friday

Visit branch icon Visit any ANZ branch

ANZ Saving accounts are covered by the Australian Government Deposit Guarantee Scheme⁶.

Terms and conditions are available on application. Fees and charges apply.

1. ANZ Online Saver account must be linked to an eligible ANZ Account for which terms and conditions, fees and charges apply.

2. The SmartyPig account is a deposit product offered by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. ANZ is trading as “SmartyPig”. "SmartyPig" is a Trademark of SmartyPig LLC, which is licensed to ANZ.

3. Standard ANZ branch opening hours are Monday to Thursday 9.30am - 4pm and Friday 9.30am - 5pm.

4. The ANZ Progress Saver account pays bonus interest in addition to the current base interest when you make a single deposit of $10 or more per month and make no withdrawals in that same month. Month commences on account opening date.

5. Special restrictions apply on accessing funds. Please consider if this product is appropriate for you.

6. This is a deposit product offered by ANZ. Deposits with ANZ of up to and including A$1 million in aggregate will continue to be automatically guaranteed by the Federal Government without charge. The $1 million fee-free guarantee threshold is calculated on the total deposits held in one or multiple ANZ accounts by each ‘legal entity’. For deposits of more than A$1 million, we will offer customers the ability to opt-in to receive the benefit of the guarantee for a monthly fee of 0.7% p.a. This is the fee we will be charged directly by the Federal Government as a AA rated bank. For information about what is a ‘legal entity’, please refer to the Federal Government Guarantee on Deposits fact sheet.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.

ANZ recommends you read the Product Disclosure Statement and the Financial Services Guide (PDF 208kB) before acquiring the product.

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