ANZ

The ANZ website contains the following categories:

Credit Cards & Visa Debit


Credit Cards & Visa Debit



ANZ Balance Visa



The credit card that rewards you for reducing your balance

  • Earn 1 Reward Point for every $1 you repay to your balance1, including interest and fees on your ANZ Balance Visa and repayments on any balances transferred
  • Redeem Reward Points for Cashback, Shopping Vouchers and Gift Cards
  • No limit to the number of Reward Points you can earn
  • Your Reward Points will not expire as long as your account remains open
  • The ability to set up an Auto-Redemption so your chosen reward is automatically sent to you when you are eligible for it.
Visit the ANZ Balance Visa rewards website for more Rewards Program details.

ANZ Balance Visa is accepted at over 24 million locations worldwide.

Rates, fees and features

  • Competitive interest rate on purchases of 13.99% p.a.2
  • Total Annual Fee - $793
  • Up to 55 days interest free credit on purchases
  • Minimum credit limit of $1,000
  • Design your own Card

    • Design your card by simply loading your favorite image or choose from a library of images4.

View ANZ Terms and Conditions, Fees and Charges

ANZ Balance Visa will reward you for reducing your balance PLUS you will enjoy:

  • Online Guarantee so you won't be liable for unauthorised or fraudulent internet purchases provided you did not contribute to the loss and have notified ANZ within a reasonable period of time of any suspected fraud or misuse of your ANZ Balance Visa
  • Visa Entertainment providing you with access to special events, exclusive merchandise packages and home entertainment products. www.visaentertainment.com.au
  • ANZ Falcon™ provides advanced around the clock monitoring for suspicious transactions. So you can feel secure about purchases with your ANZ Rewards Visa credit card online, overseas or over the phone.

Optional Extras

ANZ Extras
As an ANZ cardholder, you have access to a range of exclusive products and services including eDine, ANZ Wine Club, ANZ Car Rental Cover & Secure Sentinel.

Once approved, you will usually receive your card within five business days. Remember you don't need to be an ANZ customer to apply for an ANZ Balance Visa credit card.

Useful credit card tools

Terms and Conditions, Fees and Charges | Credit Cards rewards website |Earn Reward Points | Redeem Rewards | Credit Card Calculator | Compare Credit cards | Transfer Credit card balances | Managing my Card

Terms and Conditions available on application. Fees and charges apply.
1Reward Points are not earned on Cashback transactions to your account. Reward Points accrue in accordance with the ANZ Balance Visa Rewards Program Terms and Conditions (call ANZ on 13 22 73 for a copy).

2Interest rate is 13.99% p.a. and cash rate is 20.99% p.a. on cash advances as at Monday, 8 September 2008 and is subject to change.

3Includes a $22 Rewards Program Services Fee, which applies per card issued under your account. An annual $10 Additional Cardholder Fee also applies for each additional card.

4Subject to image guidelines. Terms and conditions available at www.designmycard.com.au

™ ANZ Falcon is a trademark of Australia and New Zealand Banking Group Limited ABN 11 005 357 522. Falcon is a trademark of Fair Isaac Corporation (DUNS) ABN 074664715.